Here is a step by step guide
Having helped many agents get their license, these are the steps that most quickly get future agents licensed so that they can start helping clients and making money.
Once you have checked your state’s specific requirements for licensing, these are the general steps to follow.
Step 1 – Check with your state's governing body that oversees insurance agent licensing (i.e. Department of Financial Services or Department of Insurance) for exact licensing requirements and procedures. You can google Your State Department of Insurance and it will bring up the insurance page. Each state has different qualifications to successfully earn insurance licenses, but the most common first stage is preparing for the state’s examination.
Step 2 – Register for a state approved pre-licensing course. Kaplan is highly recommended for their pre-license education products and courses
Understanding that the insurance exam is a proctored, multiple-choice exam can inform your study habits. The proctored nature of this exam means an individual is present while you take the assessment, either in person or monitoring via a computer. This ensures there are no additional aids used during the duration of the exam.
Most of the familiar study habits will help you prepare for a multiple-choice exam like the life and health insurance exam. Allow for the amount of time you know you need to fully understand the material. Recognizing the correct answer against other information requires a certain level of familiarity with the content.
Understanding your testing provider ahead of the exam is also helpful. They are often usually third-party companies that are cleared by your state’s insurance commissioner to administer the test.
Last, but not least, become familiar with your state’s outlines. Some states update frequently, annually, or less, so it is important to know exactly what information your state has provided on your exam.
Step 3– Schedule your exam.- prelicensing course will have this information
Step 4 – Apply for your license with the state agency that oversees licensing.
Step 5 – Take and pass your exam.