Sunday, April 18, 2021

5 ways to spot a work at home scam

FlexJobs provided us with five ways to avoid these fake  work at home job scams!  Trust your gut if it sounds too good to be true it probably is 




1. Never Pay for an Interview

The company may want you to pay them to train you, purchase software or invest in some way in order to get the job. Legitimate companies won’t make you spend money in order to work for them.

Often, legitimate job postings will list the equipment or specific software you need or provide it as a part of training once you are hired. You can usually find this information in the job listing.

For example Uhaul often hires work at home workers  here are some of their requirements 

The following technical requirements must be met to work from home:

*Computer requirements and internet speed will be verified as part of the interview process.

Have a non-wireless USB headset with a microphone.

Have a web cam for use interacting with your manager. Not for use with customers.

Have minimum Internet speed requirements: 10MB down / 5MB up

Windows or Mac OS allowed;

If Windows then Windows 10 is required.

If Mac then Mojave or newer is required.

Minimum RAM requirements: 8GB of RAM or greater.



Work at Home By Teaching English Online

2. Watch Out for the Type of Interview the Company Offers

Usually, companies will do in-person, phone or video chat interviews. If the business you apply to only wants to conduct interviews via online chat, be careful.

A huge red flag for instant message interviews is when the company doesn’t ask many in-depth questions about your skills or offers you the job immediately.

Pressuring you to accept their offer quickly is another bad sign. A scammer might try to get you to act without thinking, so always take a step back and consider if this offer is too good to be true.

However, some major companies like Amazon have been known to do chat interviews with people applying for specific customer service positions. Doing a lot of research about the company before your interview is vital, especially if they only want to conduct interviews over chat.

3. Look for a Detailed Job Description

Real jobs need people with specific skills, so companies will lay them out in a real listing. If a job description looks vague, only highlights benefits or has noticeable grammatical errors, it’s likely illegitimate.  I  often call these vague ones that you are posting a job link for others to pay call mailbox money scams.  

Benefits highlighted will usually be things like how much money you’ll get for relatively little work.

Another red flag here could be a lack of responsibilities listed in the posting. A real company will tell you what work they expect you to perform as an employee.


4. Research the Company!

This is extremely important during any job hunt. Typing the company name and the word “scam” into a search engine is a simple way to find out if a company is legitimate.

You should be able to find reports from the FBI or FTC and Better Business Bureau ratings. You can also look for forums where people post experiences with a company.

A company’s website can also tell you if they’re legitimate or not with a quick glance. If the site has grammatical errors or weird punctuation scattered throughout, it’s probably a scam.


5. Ask a Lot of Questions

Another simple and effective way to spot a scam is to ask questions like:

Why did this position become available?

What are the key qualifications?

How long has the business existed?

Who are some of your clients?

If you get a bad feeling or the interviewer struggles to answer, you probably want to ditch this company.

Another common scam is where they will send you a check or payment for equipment and ask for the difference we had someone report this one 

Below is one of the messages from him regarding the equipment. Does this look legitimate?

The funds for the software's cost ($1,958.00 Dollars) The company will provide you the Funds for the software's by a Scanning Company check Sent to your email, you will print it out the check with your printer , cut the edges of the check both the front and back Cut it into shape then you will endorse the back of the check and sign, snap the front and back of the check with your Mobile banking app for mobile Check deposit directly into your account with your online banking App , The Funds will be process and available in your account and ready for use, you are to deduct $115.00 as your sign on bonus and the rest of the funds will be for use to purchase of your working software's. I will be here to refer you to the vendor whom you will be making the purchase from. Do you understand this part?



Finally!   trust your gut. If you think something is fishy for even a moment: Stop, think and research.  Also ask in our facebook group, I am really good about being a detective and can usually spot even the smartest con artist out there.  

Sunday, April 11, 2021

March 2021 Side Hustlers Income Reports

 I love when side hustlers share their income especially when they are getting out of debt!  There is a way to make extra money each month when you are hustling! 

Here are Dave Ramsey side hustlers that are working to get out of debt and work on financial peace!  They have shared their journeys in our facebook group! 


Instacart is looking for new shoppers -great part time side hustle!!    - 

Amanda shared 


For the first time in almost a year, I forgot to track my income... ðŸ˜‚ I THINK this is about right. I didn't count my half of our stimulus check even though I guess that was technically income. I took extra hours at the after school program I've been working for. I also took steps to get my credit card rates reduced, so I'm hoping in two months or less I will see more of that debt being chipped away!

I have GREATLY lessened my teaching hours for Qkids, for one thing (I think my April check will be around $13 🤣). I homeschool my kids and hang out with them in the mornings, and around lunchtime I go to work. I'm off by 6:30 most nights. If my kids are at extracurriculars  when I get off work I can put in extra hours at church until I go pick them up. I also have extra hours at church to work on Sundays and Wednesday nights. I also fit work in while they're at the neighbor's house, or on the trampoline, or watching a movie. We have the work/home/school life balanced pretty well. We don't hang with friends like we did before I started working more hours, but for now it's worth it. I love my jobs and my kids can come with me to either of my main ones.









Donna Shared 

 Here are my extra March earnings.

Marketplace: Sold a few things... and every month.

Senegence: Slow...but because I was inconsistent.

ToriBelle Magnetic Lashes: Favorite... actually going to the conference for this because I love this business so much, EVEN THOUGH it's an MLM. 🤣😂🤣 Hear me, friends, I know they're not for everyone. 😘

Travel Agent: Well. I know how sad this looks but that is because this business is about looking at the long game. I have so many trips planned for late summer and fall and you do not get commissions on your booked trips until they are actually traveled. Watch this one grow a LOT on September-December.

Amazon Affiliate: This is a new one to my list. It is free to become an Amazon affiliate. The trick is that you have to have a large enough following to keep your position. Took me a few tries but I grew my group significantly in February into March and my application is no longer conditionally approved.

Extra Shifts: This is just working extra shifts at my traditional "9-5".





Saturday, April 10, 2021

Cooking at Home as a Side Hustle

 Do you like to cook 

We know there are fabulous, talented cooks in all corners of our neighborhood. We also know there are families struggling with the “dinner dilemma”: that is, being able to put a fresh, warm home-cooked meal onto the dinner table after a long day at work. DishDivvy connects people in your neighborhood looking for delicious, authentic meals with talented local HomeCooks like yourself. Whether it’s a unique ethnic dish, or an old secret family recipe, food just tastes better when it’s made “like mama used to make it”. Signup with DishDivvy and start sharing a piece of your culinary culture with the world.



Set your own schedule DishDivvy is an online platform that connects fabulous HomeCooks with hungry customers right in their neighborhoods. Users can browse through available dishes in their immediate local area, order & pay directly on the app, and pickup their order from your home.  $ $ $ Monday Wednesday Thursday $  $ 23 reviews I love my cook!  That’s right: You set your own menu, days you want to cook, and the price of your dishes. In fact, you can plan your menu months in advance via the dish management calendar tool. When potential diners search for homemade meals on the DishDivvy app, they can find your uploaded and scheduled dishes, and are even able to filter dishes based on distance, dietary preference, ratings, and cuisine-type

Cook, Share, & Get Orders On your scheduled cook days, you may have previously-placed ‘pre-orders’ for your dishes, and/or same-day orders which come in the day-of. You will be emailed all of your orders for the day in advance, and will know the pickup times (within a 15 minute window) for each customer. Then, all you need to do is portion the dishes out per order, and walk them to the customers waiting at your curbside at the designated pickup time. That’s it!

Be Loved by your Community Your food will bring lots of joy into your local community, and customers love to show their appreciation through their reviews. Dish ratings help cooks, and DishDivvy, make the user experience more and more special, by improving our processes and interactions. Many diners have “favorite” cooks they like to follow, and soon enough you will have your own fan base of customers who look forward to your dishes every week!

 Side Hustlers Monthly Income Reports

How much can I earn with DishDivvy? Your potential for earnings on the DishDivvy platform is directly related to how much you want to work/cook, and how efficient you are in your home cooking operations. This being said, our cooks have estimated they earn an average of $25-$40/hour, in net profits, when cooking with DishDivvy. We provide training & knowledgebase articles to help educate you on various tips & techniques, such as effective dish pricing, in order to help improve your net earnings.

What about other local laws and regulations?

Each state, county, and city has its own rules and regulations that may impact your availability for hire as a HomeCook.  For example, your services may be subject to laws that govern running a business.  You may need to register with the respective authorities, get a business license, and/or obtain a permit before you can make your services available for hire.  You may also need to pay taxes or get insurance.

Before you apply to become a HomeCook for DishDivvy, it’s important that you check out the laws applicable to you and make sure you’re in compliance with them.  By opening an account with DishDivvy, you’re agreeing that you are and will remain in compliance with such laws and regulations. You can check out cottage food laws here


Sign up here with DishDivvy






Monday, March 15, 2021

February 2021 Side Hustlers Income Reports

  I love when side hustlers share their income especially when they are getting out of debt!  There is a way to make extra money each month when you are hustling! 

Here are Dave Ramsey side hustlers that are working to get out of debt and work on financial peace!  They have shared their journeys in our facebook group! 

Instacart is looking for new shoppers -great part time side hustle!!    - 

Amanda shared 


February's numbers. A little less than I would like but I started having taxes taken out of one of my jobs because so many of my side hustles don't take taxes out. So it's a little less now monthly but also less I have to pay come next tax season!

I upped my hours at my local after school program which meant less time for Mturk and selling on Facebook/ebay and even cut out some of my Qkids hours. But the after school program is better money so it will be worth it.

We were able to buy Disney tickets for our family for later this year without putting it on a credit card which has been a goal for us. So, yay!








Tuesday, March 09, 2021

Alorica- Work at Home Customer Service Representative and Call Center Reps

Alorica call center   is looking for Work at Home Customer Service Representatives. In this job , you will take calls in a scripted environment for, "products and services ranging from exercise equipment, kitchen appliances, cosmetics, entertainment products (CD & DVD Collections), vacuums, and free information regarding insurance and legal representation   Think of all the infomercials, As seen on TV type of products 

 


Alorica-at-Home Agents are responsible for receiving and processing various incoming phone calls for numerous clients in accordance with policies, procedures, quality standards, and federal laws and regulations. Additional responsibilities pertaining to call and sales function are (but are not limited to):

•Receive and process incoming phone calls for clients, which includes obtaining, entering, and verifying customer information (e.g. names, addresses, credit card numbers, etc.), answering questions, resolving issues, providing customer service, adhering to scripts, and attempting to make up-sells.


17 Healthcare Companies offering Remote Work Jobs

•Ensure that calls are processed in strict adherence to established policies, procedures, and quality standards, as well as any federal laws and regulations.

•Successfully complete initial on-the-job training, as well as any new product or on-going training.

Applicants for this job will be expected to meet the following minimum qualifications: high school or GED required, minimum one year customer service or sales experience required; must be 18 years or older; based on project candidate may be required to meet additional experience/skill requirements; must work a minimum of 20 hours per week; basic computer skills required to include navigation between application and internet sites; ability to pass required background checks; based on project, ability to pass required drug screening; based on project, candidate must score acceptably on job related testing assessments; ability to clearly communicate using a clear, distinct voice; and bilingual in English and Spanish (or other language as defined) may be required for certain projects.

USB  Headset required- our recommendation  


We are seeking individuals that are sales minded, possess exceptional customer service skills and have the ability to read scripts verbatim.  Hours of operation for this line group are 24/7 with our highest needs being on the weekends. (Primarily Saturday)

We have a 15 hour minimum weekly requirement during our peak season (November and December) that allows our agents to ensure call quality, product awareness and call fluency. These minimum requirements may be raised or lowered based on business needs with as much notice as reasonably feasible given business circumstances.  Outside of peak season (January – October) agents can expect to work 5-10 hours per week and the more flexible you can be with your schedule, the better your opportunity to work even more.  

Apply today 

Tuesday, February 23, 2021

How to Become a Loan Notary Signing Agent

 If there’s one side hustle that’s generated the most chatter  among our  DR Side Hustle  in the last few years, it would have to be becoming a loan signing agent.

A Notary Signing Agent or NSA is a Notary who has special training to handle loan document signings. Title companies and signing services hire NSAs to deliver loan documents to borrowers, oversee the signing and return the documents.   As  Notary signing agent or a loan signing  agent  you  can earn $75-200 per appointment.


I’m in the process of becoming a NSA (notary signing agent). I’m planning on doing this as my side hustle. This is expected to bring some pretty decent money - some have reported making anywhere from $1k-$6k a MONTH. 


I am pretty new to the whole thing so call me skeptical  because in my state they we have to use attorneys for closings.  One of my major side gigs is working with some real estate agents so I would have heard this.  

 

 a signing agent notary is different we do closing for properties , wills , refinancing i make 10k a month from it .. it’s actually very lucrative

 dont most attorney offices already have them on staff?

 no they don’t We sign with agency and they send the work over to us .. on an average day you may get 10 to 15 jobs that need you .. paying $500 to $700 depending on the job


First check if you can even become  Notary and Loan Signing Agent in your state. The following states have restrictions on loan signing agents and usually need an attorney involved.  

Delaware
Georgia
Massachusetts
New York
South Carolina
South Dakota
Vermont
West Virginia


What are the Requirements to Become a Loan Signing Agent?

The most important requirements to become a loan signing agent are:

Knowledge of the various loan documents borrowers will be signing.

Your notary license.

Errors and Omissions insurance.

Reliable transportation.

You can take the Loan Signing course 

How to get started 



You can take the Loan Signing course 

Are there any downsides? 

Here is some advice from an notary signing agent 

 You need a car. This is way over the top more difficult to do if you don't have one. Oh and gas. Did I mention paying for gas?

 A lot of signing services/title companies will offer really low rates. What you get paid in California is definitely NOT what you can expect in Alabama. Everything  costs more in CA. Some of them will make you chase your fee, and every once in awhile you won't get paid at all. 

Printing out documents will eat into your fee because loan documents usually have 40-70 pages. If there is a mistake you will need to reprint the pages, and hopefully you don't have to reprint the whole doc.

Laser printers are the standard; do not use ink printers to print a package of documents.
Your printer should be your private equipment so that you are the only person handling the documents and viewing the non-public private information of borrowers.  You can not bring this a printing company.  Recommended printers include Brother HL-L2300D Monochrome Laser Printer and HP LaserJet Pro M404n Laser Printer

If the borrower has an issue with anything in the docs that can't be worked out on the spot, you can bet they won't sign and so therefore you are not likely to get paid. If are lucky enough to get that closing rescheduled, you will need to reprint the docs eating into your fee again. 

Some of the signing agencies / mortgage companies will allow you to fax the docs, but even if you do, you also need to mail the originals via over night mail and you can bet YOU are paying for that. 


Next Steps to Become a Loan Signing Agent

You can take the Loan Signing course 

 

Tuesday, February 16, 2021

January 2021 Side Hustlers Income Reports

 I love when side hustlers share their income especially when they are getting out of debt!  There is a way to make extra money each month when you are hustling! 

Here are Dave Ramsey side hustlers that are working to get out of debt and work on financial peace!  They have shared their journeys in our facebook group! 

Instacart is looking for new shoppers -great part time side hustle!!    - 

Amanda shared 

Another slower month, but things are progressing and looking up for this month!

R+F is my direct sales business.I work it about an hour a month and see some residual income

There was some discussion on mturk which  

 I have a script that shows me how much I earn per hour, and I usually hit $12-15 an hour on the days I work. I typically sit down for an hour and a half a couple of days a week and just work uninterrupted. Super easy and mindless work.

It finds HITs within a certain category (like some days I will only work on HITs that are worth $1.00 or over; on weekends I will lower that to $0.25 because weekends are so slow). If a HIT is taken by someone else, I can then use a tool on there to "catch" it. So if someone working on that HIT returns it, I will immediately catch it and can work on it.









Chris Shared 

He does Video and podcast editing-both are big in demands right now! Have you listened to a podcast? 

Some virtual assistants offer services such as video and podcasting editing. 






Donna Shared

Well this is way behind! Here is how I pulled in extra money in January!!
Marketplace: Just got rid of a couple things...price then cheap to get them gone!! 
Senegence: Steady sales with consistent customers
ToriBelle Magnetic Lashes: Favorite... actually going to the conference for this because I love this business so much, EVEN THOUGH it's an MLM. 🤣😂🤣 Hear me, friends, I know they're not for everyone. 😘
Travel Agent: Thank goodness people are traveling again! This is not reflected in this statement because I don't get commission till people take their trip but come August, September on, this number will be MUCH higher. 
Extra Shifts: This is just working extra shifts at my traditional "9-5"

**This monthly post is NOT an effort to recruit people into any of the multiple things I do. OBVIOUSLY I like direct sales/MLM but not everyone finds success with it. The purpose here is to show that there are MULTIPLE ways to make extra money that don't have to be clocking in day after day, although working extra at your 9-5 pays off, too. Find something that works for you. Dig in. I am HAPPY always to talk about what I do, time management, money management, debt reduction... all the things.